FREE Gas From Sweet Home FCU!
For a limited time, we are offering a $50 or $100 Visa Gift with your new or used auto loan. If your loan is $5,000 to $10,000, we will give you a $50 Visa Gift Card and if your loan is for $10,001 or more, we’ll give you a $100 Visa Gift Card. Gift cards will be issued upon loan signing.

Refer-A-Member Special
Tell your family and friends about our great loan rates and service! If they finance a loan and complete a referral card, we will deposit $10 into your account. But wait, there’s more… If they are not already a member, they join, finance a loan and complete a referral card, we will deposit an additional $10 into your account! Referral cards are available in the credit union office.

Home Equity Loans
There are no closing costs* or monthly fees associated with our home equity loans. Your home equity loan will be at a fixed rate for the term of the loan, but offered rates do change daily.
*Balance must be maintained for 5 years.
*Excluding first mortgages

Download Home Equity Loan Worksheet

Mini Equity Loans
Not enough equity in your home? Then our Mini Equity Loan may be the way to go! This loan can be used for the same purposes as our Home Equity Loan. Rates change daily, please call the credit union for current rates. Give us a call today at 691-9187 to find out more!

SBA Loans Now Available At Your Credit Union!
SHFCU has established a relationship with the CUNA to process Small Business Association (SBA) loans to credit-worthy small businesses. SBA loans can only be used to finance the start-up, operation, or expansion of a business. They cannot be used to repay other debts, reinvest in financial instruments, or speculate in real estate, financial, commodity or other markets. The credit union will make all of the necessary arrangements to secure a loan with the SBA.

First Mortgages
We offer a full array of mortgages to purchase homes. We also refinance existing mortgages. Please call the credit union for more information and our current rates.

Download our Refinance Worksheet

Out-of-State Mortgages
Out-of-State mortgages are now available to our members! We finance primary residences as well as seasonal second homes. Our rates and products are very competitive. Call the credit union office if you have any questions.

Student, Parent-PLUS & Grad-PLUS Loans
We offer government subsidized and unsubsidized stafford loans for Students in addition to Parent-PLUS and Grad-PLUS loans. Please click here for more info.