Savings Rates
Rates Effective as of July 28, 2008
Rates are subject to change without prior notice

	Account Type		Nominal Rate	Annual Percentage Yield
	Share Dividends		1.244%	1.25%
	Individual Retirement Accounts (IRA's)
		Type SC	2.227%	2.25%
		Type A	2.231%	2.25%
	Share Certificates
	$500 minimum deposit required, $9,999 maximum per member
		12 Months	2.227%	2.25%
	Super Share Certificates
	$10,000 minimum deposit required, $100,000 maximum per member
		12 Months	2.960%	3.00%

Loan Rates
Rates Effective as of October 22, 2008
Rates are subject to change without prior notice

	Loan Type	Term	Annual Percentage Rate
	New Vehicles	1 to 4 Years	as low as 5.00%
		5 to 6 Years	as low as 5.75%
		7 Years	as low as 6.75%
	Used Vehicles (2003 - 2008)	1 to 4 Years	as low as 5.00%
		5 Years	as low as 5.75%
	New Motorcycle	1 to 5 Years	as low as 5.50%
	New Boat / RV	1 to 5 Years	as low as 7.25%
		over 5 to 10 Years	as low as 7.75%
	Used Boat / RV	2 Years	as low as 8.00%
		3 Years	as low as 8.50%
		4 Years	as low as 9.00%
		5 Years	as low as 9.50%
		over 5 to 10 Years	as low as 10.50%
	Antique Vehicles	2 to 5 Years	call for details and rates
	Unsecured Loans	1 Year or less	as low as 7.90%
		2 Years	as low as 8.90%
		3 to 5 Years	as low as 9.75%
	Secured Loans	1 to 2 Years	as low as 3.50%
		over 2 Years	as low as 4.00%
	Home Equity Loans	5 Years	as low as 6.625%
		over 5 to 15 Years	as low as 7.125%
	Mini Equity Loans	5 Years	as low as 7.50%
	First Mortgages	15 to 30 Years	call for current rates

	To apply for a loan you may download an application from this website, or call the office to have an application mailed to you. Or, for your convenience, we will take your application over the phone. In most cases, your loan will be approved in 24 hours although in some instances, it will be referred to the Credit Committee.