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Savings Rates
Rates Effective as of July 28, 2008
Rates are subject to change without prior notice
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Account Type |
Nominal Rate |
Annual Percentage Yield |
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Share Dividends |
1.244% |
1.25% |
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Individual Retirement Accounts (IRA's) |
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Type SC |
2.227% |
2.25% |
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Type A |
2.231% |
2.25% |
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Share Certificates |
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$500 minimum deposit required, $9,999 maximum per member |
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12 Months |
2.227% |
2.25% |
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Super Share Certificates |
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$10,000 minimum deposit required, $100,000 maximum per member |
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12 Months |
2.960% |
3.00% |
Loan Rates
Rates Effective as of October 22, 2008
Rates are subject to change without prior notice
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Loan Type |
Term |
Annual Percentage Rate |
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New Vehicles |
1 to 4 Years |
as low as 5.00% |
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5 to 6 Years |
as low as 5.75% |
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7 Years |
as low as 6.75% |
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Used Vehicles (2003 - 2008) |
1 to 4 Years |
as low as 5.00% |
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5 Years |
as low as 5.75% |
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New Motorcycle |
1 to 5 Years |
as low as 5.50% |
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New Boat / RV |
1 to 5 Years |
as low as 7.25% |
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over 5 to 10 Years |
as low as 7.75% |
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Used Boat / RV |
2 Years |
as low as 8.00% |
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3 Years |
as low as 8.50% |
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4 Years |
as low as 9.00% |
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5 Years |
as low as 9.50% |
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over 5 to 10 Years |
as low as 10.50% |
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Antique Vehicles |
2 to 5 Years |
call for details and rates |
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Unsecured Loans |
1 Year or less |
as low as 7.90% |
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2 Years |
as low as 8.90% |
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|
3 to 5 Years |
as low as 9.75% |
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Secured Loans |
1 to 2 Years |
as low as 3.50% |
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over 2 Years |
as low as 4.00% |
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Home Equity Loans |
5 Years |
as low as 6.625% |
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over 5 to 15 Years |
as low as 7.125% |
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Mini Equity Loans |
5 Years |
as low as 7.50% |
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First Mortgages |
15 to 30 Years |
call for current rates |
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To apply for a loan you may download an application from this website, or call the office to have an application mailed to you. Or, for your convenience, we will take your application over the phone. In most cases, your loan will be approved in 24 hours although in some instances, it will be referred to the Credit Committee. |
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