Savings Rates
Rates Effective as of June 22, 2010
Rates are subject to change without prior notice
| |
Account Type |
Nominal Rate |
Annual Percentage Yield |
| |
Share Dividends 2nd Quarter 2010 |
0.549% |
0.550% |
| |
Individual Retirement Accounts (IRA's) |
|
|
| |
Type SC |
0.995% |
1.00% |
| |
Type A |
0.996% |
1.00% |
| |
Share Certificates |
| |
$500 minimum deposit required, $100,000 maximum per member |
| |
|
12 Months |
0.995% |
1.00% |
Click here to download the IRA Share Certificate Disclosure
Click here to download the Truth-in-Savings Disclosure for Term Share Certificate Accounts. |
Loan Rates
Rates Effective as of May 20, 2010
Rates are subject to change without prior notice
Take an additional .25% off posted rates!
Ask for details...
|
|
Loan Type |
Term |
|
Annual Percentage Rate |
| |
New Vehicles |
1 to 3 Years |
as low as |
3.99% |
| |
|
4 Years |
as low as |
4.50% |
| |
|
5 Years |
as low as |
4.95% |
| |
|
6 Years |
as low as |
5.75% |
| |
|
7 Years |
as low as |
6.75% |
| |
Used Vehicles (2005 - 2010) |
1 to 3 Years |
as low as |
3.99% |
| |
|
4 Years |
as low as |
4.50% |
| |
|
5 Years |
as low as |
4.95% |
| |
New Motorcycle |
1 to 5 Years |
as low as |
5.75% |
| |
New Boat / RV |
1 to 5 Years |
as low as |
7.25% |
| |
|
over 5 to 10 Years |
as low as |
7.75% |
| |
Used Boat / RV |
2 Years |
as low as |
7.95% |
| |
|
3 Years |
as low as |
8.45% |
| |
|
4 Years |
as low as |
8.95% |
| |
|
5 Years |
as low as |
9.45% |
| |
|
over 5 to 10 Years |
as low as |
10.45% |
| |
Antique Vehicles |
2 to 5 Years |
|
call for details
and rates |
| |
Unsecured Loans |
1 Year or less |
as low as |
4.95% |
| |
|
2 Years |
as low as |
5.95% |
| |
|
3 Years |
as low as |
6.95% |
| |
|
4 to 5 Years |
as low as |
9.75% |
| |
Share Pledged Loans |
1 to 2 Years |
as low as |
3.45% |
| |
|
over 2 Years |
as low as |
3.95% |
| |
Home Equity Loans |
5 Years |
as low as |
4.95% |
| |
|
10 Years |
as low as |
5.50% |
| |
|
15 Years |
as low as |
6.50% |
| |
Mini Equity Loans |
5 Years |
as low as |
6.50% |
| |
First Mortgages |
15 to 30 Years |
|
call for
current rates |
To apply for a loan you may download an application from this website, or call the office to have an application mailed to you. Or, for your convenience, we will take your application over the phone. In most cases, your loan will be approved in 24 hours although in some instances, it will be referred to the Credit Committee. |