Loan Rates
Rates are subject to change without prior notice
| Loan Type | Term | APR* |
|---|---|---|
| Personal Loans | 12 to 36 months | as low as 8.24% |
| – | 37 to 60 months | as low as 9.24% |
| New Automobile – Model years 2025 or newer | 60 months | as low as 3.99% |
| – | 72 months | as low as 3.99% |
| – | 84 months | as low as 5.49% |
| Used Automobile – Model years 2021 or newer | 60 months | as low as 3.99% |
| – | 72 months | as low as 3.99% |
| Used Automobile – Model years 2020 | 60 months | as low as 3.99% |
| Used Automobile – Model years 2015 – 2019 | 48 months | as low as 6.49% |
| New or Used Motorcycles | 60 months | call for rates |
| Snowmobile, ATV, Jetski & Outdoor Vehicles | 60 months | as low as 5.99% |
| New and Used Recreational Vehicles | 120 months | as low as 6.99% |
| – | 180 months | as low as 7.99% |
| New Boats | 120 months | as low as 5.99% |
| Used Boats | 120 months | as low as 6.99% |
| Antique Vehicles | up to 60 months | call for rates |
| Share Pledged | 12 – 24 months | as low as 3.45% |
| – | 36 – 60 months | As low as 3.95% |
| Home Equity Line of Credit – Variable | 20 years max | as low as 6.50% |
| Home Equity Line of Credit – Lock in | 5 years | as low as 6.50% |
| – | 10 years | as low as 7.25% |
| – | 15 years | as low as 8.25% |
| Credit Cards | – | as low as 8.99% |
* APR = Annual Percentage Rate. All rates quoted and listed are APR. Loan rates reflect the lowest rate available on approved credit as determined by the creditworthiness of each applicant. All Credit Union loan programs, rates, terms and conditions are subject to change without notice. All loans subject to approval, rates may vary from those listed based on term and credit qualifications. Other rates, terms, fees or conditions may apply. Financing for qualified Sweet Home Federal Credit Union members. To apply for a loan, you may download an application from this website, stop by our office or for your convenience, we will take your application over the phone. In most cases, your loan will be approved in 24 hours although in some instances, it will be referred to the Credit Committee.