Your Financial Family
in Amherst and Tonawanda

At Sweet Home Federal Credit Union, we believe our members are worth more than money. We aren’t a corporate giant answering to shareholders; we are a member-owned cooperative answering to you. Whether you live, work, or volunteer in our community, we are dedicated to helping you borrow smarter, save more, and experience the kind of friendly, personal service you’d expect from a good neighbor.

Our Story

Back in 1957, Sweet Home Federal Credit Union began as a simple conversation between colleagues. A group of Sweet Home employees decided they wanted a financial partner that actually looked out for them—a place where they could help one another save more and borrow smarter. They weren’t trying to build a corporate giant; they were just coworkers coming together to make life a little easier for each other.

Fast forward to today, and while we’ve grown into our home on Sweet Home Road, those “people helping people” roots haven’t changed a bit. We now serve over 3,000 neighbors across Amherst and Tonawanda, but we’re still member-owned and operated. That means there’s no big corporate board to answer to—just you.

Whether you live, work, go to school, or volunteer in our community, you’re part of the family here. We’re big believers that “our members are worth more than money,” which is why we focus on keeping loan rates low, dividends high, and making sure you always get the kind of personal, friendly service you’d expect from a neighbor.

We’ve been part of this community’s story for over 65 years, and we’d love to be part of yours, too.

Code of Ethics

The Sweet Home Federal Credit Union has adopted lending standards and ethical guidelines recommended by the Credit Union National Association.

For complete information on the standards mentioned above, please contact the credit union.

Ready to join our family? Visit our branch to sign up or learn more HERE.

Discover the Benefits of an SHFCU Membership

Joining Sweet Home FCU is the easiest decision you’ll make all year. We can even help make the transition from your old bank simple and fast.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.