The Ultimate Late-Summer WNY Bucket List (That Won’t Break the Bank)

There’s a unique magic to late August and early September in Western New York. The sun sets just a little earlier, the air carries a light, comfortable breeze, and everyone feels that quiet urgency to soak up every single second of warm weather before the leaves turn. Between back-to-school shopping, late summer getaways, and preparing […]

5 Fall Home Improvements with the Highest ROI 

Autumn in Western New York brings crisp mornings, vibrant foliage, and the reminder that winter is, unfortunately, right around the corner. And although we’re not quite there yet, it’s worth starting the conversation, since fall can be the ideal time to tackle home improvement projects in our area. Contractor schedules open up after the summer […]

5 Pre-Approval Hacks That’ll Save You Money at the Dealership

Shopping for a vehicle should be an exciting experience, but the moment you step onto a car lot without a clear financing plan, the balance of power shifts straight to the dealer. Finance offices handle auto loans every single day, and they know all the psychological tricks to get you to spend a little extra […]

3 Signs It’s Time to Move Your Auto Loan Away From the Dealership

When you’re sitting in a car dealership showroom waiting to finalize a purchase, the clock always seems to move at a snail’s pace. By the time you finally get ushered back into the finance manager’s office, you’re usually exhausted, sometimes hungry, and always overwhelmed by paperwork. You’re often ready to sign just about anything simply […]

5 Practical Ways to Help Your Teen Manage Their First Summer Paycheck

July’s in full swing, and that means plenty of teenagers in Amherst and Tonawanda are logging hours at their very first summer jobs. Whether they’re lifeguarding at a local pool, landscaping around the neighborhood, or finding comfort indoors in a retail store, landing that first gig is a big milestone. There’s nothing quite like the […]

4 Costly Mistakes People Make When Financing a Car

Walking into a car dealership can feel a bit like stepping onto a stage where everyone else knows the script except you. It is a high-energy environment, and when you’re focused on the excitement of picking out a new ride, it is easy to let your guard down during the financing phase. Because car ownership […]

4 Tips for Buying Your First Boat or RV

Now that summer’s (finally) here, it’s hard to look around without seeing campgrounds fill up and boats out on the water. And it’s super easy to start dreaming about your own summer adventures – hitting the open road or spending weekend afternoons on the water.  But stepping onto a dealership lot without a plan can […]

Mid-Year Auto Loan Audit

Since June is the exact midpoint of the year, it’s a good time to check in on major changes to your household budget. If you bought a new or used vehicle over the last year or two, there’s a good chance you accepted whatever interest rate the dealership offered just to close the deal and […]

5 Ways to Cut Summer Travel Costs Without Cutting the Fun

With summer travel costs remaining high, planning a family vacation can feel like a lesson in inflation management. Between premium flight pricing and expensive hotel rates, budget creep can easily ruin the excitement of getting away. But cutting your vacation budget doesn’t have to mean compromising on your experience. You don’t need to stay in […]

Turning Your Home into a Summer Income Earner

Use a home equity line of credit to fund home upgrades that can generate rental income

Summer often means spending more time away from home. Whether you’re heading out on an extended road trip, visiting family across the country, or taking advantage of the summer break from school, your house might sit completely empty for weeks at a time. Leaving a property vacant during peak travel season means missing out on […]

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Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.