Need a loan but want to keep your savings intact? A Sweet Home FCU Share Pledged Loan lets you borrow at a low rate, while your savings continue to grow. It’s a win-win!
Because your loan is secured by your savings, you receive one of our lowest available interest rates. It’s an incredibly affordable way to borrow.
This loan is an excellent tool for members looking to establish credit for the first time or to improve their existing credit score responsibly.
The best part? Your pledged savings account or CD continues to earn dividends throughout the life of your loan. Your money is still working for you!
We offer terms up to 5 years, allowing you to choose a repayment schedule that fits your budget.
As long as you have sufficient funds in your Sweet Home FCU savings or CD, you’re generally approved for the loan amount you need.
Our team is here to walk you through how this unique loan can benefit you.
| Term | Rate |
|---|---|
|
Up to 24 Months |
3.45% APR |
|
Over 24 Months |
3.95% APR |
Rates are subject to change without notice. All loans are subject to credit approval and funds availability in your pledged account. Contact Sweet Home FCU for more details.
Keep your savings intact and borrow responsibly with a Sweet Home FCU Share Pledged Loan. It’s a great way to manage your finances and strengthen your financial health.
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Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.
Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.
