Invest in
Your Future.

Don’t let college costs stand in the way of your dreams. Sweet Home FCU, in partnership with Sallie Mae®, helps you finance your education responsibly.

Your Education, Our Support

Pursuing higher education is one of the most important investments you’ll ever make. While federal aid and scholarships are crucial, they don’t always cover everything. Sweet Home FCU understands this. That’s why we’ve partnered with Sallie Mae® to offer the Smart Option Student Loan®, a flexible and affordable way to bridge the gap and help you reach your academic goals.

Bridge the Funding Gap

Ideal for covering expenses not fully met by scholarships and federal student loans.

Competitive Rates

Access competitive interest rates to help keep your education affordable.

Flexible Repayment Options

Defer payments while you’re in school, pay a fixed amount every month, or pay only pay the interest while you’re still enrolled.

Quick & Easy Application

Apply securely and conveniently through Sallie Mae.

Dedicated Partner

Sweet Home FCU trusts Sallie Mae® to provide excellent service and support throughout your student loan journey.

Invest in Yourself

A student loan is an investment in your future earning potential. We’re here to help you make it a smart one.

Who Can Apply

  • Students who are enrolled in an eligible degree-granting program at an approved school.
  • Borrowers must be U.S. citizens or permanent residents (or international students with a creditworthy cosigner who is a U.S. citizen or permanent resident).
  • Cosigners are encouraged to help students qualify for better rates.

Important Information & Resources

Understanding student loans is crucial. Here are some key points and resources:

  • Know Your Options: Always maximize your scholarships, grants, and federal student loans before considering private student loans.
  • What You Can Use It For: Funds can be used for tuition, housing, books, and other school-certified expenses.
  • Sallie Mae® Partnership: Sweet Home FCU works with Sallie Mae® to provide these loans. Your application and loan servicing will be handled directly through their platform.

    We are compensated by Sallie Mae® for the referral of Smart Option Student Loan customers.

Ready to Invest in Your Tomorrow?​

Don’t let college costs delay your future. Explore your options with Sweet Home FCU and Sallie Mae®.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.