Investing into your home is exciting, but choosing the right contractor can feel overwhelming. Fear not! This guide equips you with the knowledge to find a reliable partner for your renovation journey.
The Foundation: Qualifications & Experience
A solid foundation starts with a trustworthy contractor. Here’s how to ensure that:
Clear Communication & Cost Management
Open communication and transparent costs are essential for a smooth project:
Securing the Deal: A Strong Contract
A well-defined contract safeguards both you and the contractor:
By following these tips, you’ll likely find a reliable, trustworthy contractor to help with your home improvement needs. And remember – trust your gut. If something about a contractor raises red flags, walk away, and continue your search.
But before you begin your quest to find the right contractor, you’re going to need to assess your finances, and whether or not a home line of credit (HELOC), or a home equity loan is in your best interest. Did you know we offer a HELOC with no monthly fees?
At Sweet Home Federal Credit Union, we’re passionate about empowering you to reach your financial goals. Whether you’re budgeting for a dream vacation, saving for retirement, or tackling student loans, knowledge is key. Podcasts are a fantastic way to learn about personal finance on the go, during your commute, workout, or while relaxing at home.
Here are some of our favorite financial podcasts, categorized to fit your specific needs:
Financial Fitness Boot Camp:
Investing 101:
Making Money Fun (and Informative):
Remember, this is just a starting point! There are countless fantastic financial podcasts out there. Explore different shows, find hosts whose styles resonate with you, and enjoy the journey to financial wellness.
At Sweet Home Federal Credit Union, we understand the importance of safeguarding your financial information. That’s why we want to assure you that we will never send text messages requesting personal details, account numbers, or passwords.
In today’s digital world, phishing scams can appear surprisingly convincing. Rest assured, we prioritize clear communication and will always contact you through secure channels for any important information.
Here’s how we keep your information safe:
If you ever receive a text claiming to be from us and requesting personal details, know it’s a scam. Do not respond or click on any links.
For any questions or concerns, call us at (716) 691-9187. We’re here to help you navigate your finances with confidence. Together, let’s build a secure financial future for you and your loved ones.
Kindness, honesty, and gratitude – these are some of the values that parents teach their children from a very early age. But what about being financially responsible? Teaching your little ones about the value of money, and saving it, is so valuable, and it sets them up for success later in life.
That’s where Sweet Home Federal Credit Union’s Mini Savers program comes in. It’s a fantastic way to get your child(ren) started on their savings journey.
What is the Mini Savers Program?
The Mini Savers program is a special savings account designed specifically for children in elementary school within the Sweet Home Central School District that helps teach the importance of saving, while making it fun! Enrolling your child in the Mini Savers program can yield some great benefits:
How can I get started?
The Mini Savers Program is offered at all of the elementary schools in the Sweet Home Central School District. To take part, parents must first complete a credit union membership application for the student (including a copy of the adult’s driver’s license) and make an initial deposit of at least $5. Participating students will receive a money pouch. Then, they’ll be able to make deposits to their accounts right at school!
Have questions? Contact us or call the credit union at 691-9187 today!
Dreaming of exploring the open water or the great outdoors? Sweet Home Federal Credit Union can help turn your dream into reality with our competitive RV and boat loan options.
Here’s why financing your recreational adventure through SHFCU will get your engines revving:
Hit the open road or cruise into unforgettable memories with financing tailored to your adventure. Click here to see our rates, or contact us to learn more, and apply for your RV or boat loan!