Smart Start for
Future Savers.

Teach your kids the value of money with a fun, educational account designed just for them.

Give Them the Sweet Home Advantage Early

When you open a basic Share Savings Account, you officially become a member-owner of Sweet Home FCU. This account is the cornerstone of your relationship with us, offering a safe, reliable place for your money to grow.

Hands-On Experience

Kids can see their money grow quickly with our competitive dividend rates.

Educational Focus

We provide resources and tools to help parents teach budgeting and savings basics.

Parent/Guardian Oversight

You maintain control and visibility, guiding your child without the risk of overspending.

No Fees, Just Fun

We keep it simple with low minimum balances and zero monthly fees.

Youth Account Features

Eligibility

Available at all elementary schools in the Sweet Home District.

Minimum Deposit

Just $5 to get started.

Account Type

Federally insured Share Savings account.

Dividend Earning

Earns the same competitive dividend rate as a regular Share Savings account.

Special Events

Access to special youth savings promotions and contests (as applicable).
Joint ownership with a parent or guardian is required. Account details transition automatically as the child reaches adulthood.

To participate, parents must first complete a credit union membership application for the student (including a copy of the adult’s driver’s license) and make an initial deposit of at least $5.00. Participating students will receive a coin pouch. They will then be able to make deposits to their accounts right at school! Deposits will be picked up at Heritage Heights and Maplemere on Tuesdays, Glendale and Willow Ridge on Thursdays.

Ready to Inspire a Lifetime of Saving?

It’s never too early to start saving. Give your child the financial head start they deserve.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.