Borrow Smarter.
Live Better.

Find the perfect loan for life’s big moments.

At Sweet Home FCU, you get local decision-making, flexible terms, and better rates—because your success is our priority.

Why Borrow with Sweet Home FCU?

We’re committed to helping our members achieve their goals, whether it’s buying a new car, consolidating high-interest debt, or funding an education.

Our loan products offer the competitive pricing you expect from a credit union – coupled with the personal, friendly service you can find only at Sweet Home FCU.

Local Decisions, Faster Answers: Our loan officers are right here in Amherst, allowing us to review and approve your application quickly.

Diverse Loan Options Fit For Your Life

Your Next Vehicle, Simplified.

Whether it’s brand new, gently used, or a refinance of your current loan, we offer fixed rates, flexible terms, and a hassle-free application.

Cash for Anything Life Brings.

Use a Personal Loan for just about anything: a dream vacation, consolidating high-interest debt, or covering unexpected expenses.

Finance Your Fun & Adventure.

Ready for adventure?!? We finance boats, RVs, motorhomes, and powersport vehicles with terms up to 15 years.

Put Your Home's Value to Work.

Tap into the equity you’ve built to fund major projects. Explore our Home Equity Line of Credit to access money when you need it.

A Card That Rewards You.

Stop paying excessive fees. Our Credit Card features a low, non-variable interest rate, a limit up to $15,000, no annual fee, and easy online account access.

Fund Your Future, Affordably.

We partner with Sallie Mae® to offer the Smart Option Student Loan®. It’s an ideal solution to cover your college expenses not fully covered by federal aid and scholarships.

Shared Pledged Loan

Use your Sweet Home savings account or Certificate of Deposit (CD) as collateral. You get a LOW interest rate, and your savings account continues to earn dividends!

Know what you need?

Complete our easy online application today!

Tools & More Sweet Home FCU Loan Information

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.