Your Goals,
Our Support.

Give yourself the flexibility to enjoy life’s opportunities and unexpected moments. A personal loan from Sweet Home FCU gives you the flexible funds you need, when you need them.

Why a Personal Loan from Sweet Home?

We understand that sometimes you need a little extra help to reach a goal or navigate an unforeseen expense. That’s why we offer a straightforward borrowing option that puts you first.

Simple & Flexible

Borrow up to $20,000. Get terms up to 5 years. It’s a quick, easy way to access funds.

Debt Consolidation

Combine high-interest card balances into one manageable payment. Save money on interest and simplify your bills.

Vacations & Big Purchases

Plan that trip you’ve always wanted. Finally get that new appliance or complete a home project.

Unexpected Expenses

Life happens. Cover medical bills, car repairs, or other urgent needs without draining your savings.

No Collateral Required

These are typically unsecured loans, meaning you don’t need to put up an asset. This is based on your qualified signature.

Local, Friendly Service

Talk to people you know and trust. We’re here to guide you through the process, not rush you.

Personal Loan Rates

See our competitive rates below. Your actual rate depends on your credit history and the chosen loan term. We encourage you to reach out for a personalized quote.
Term Rate
12-36 Months
as low as 8.24%
48-60 Months
as low as 9.24%

* APR = Annual Percentage Rate. All rates quoted and listed are APR. Loan rates reflect the lowest rate available on approved credit as determined by the creditworthiness of each applicant. All Credit Union loan programs, rates, terms and conditions are subject to change without notice. All loans subject to approval, rates may vary from those listed based on term and credit qualifications. Other rates, terms, fees or conditions may apply. Financing for qualified Sweet Home Federal Credit Union members. To apply for a loan, you may download an application from this website, stop by our office or for your convenience, we will take your application over the phone. In most cases, your loan will be approved in 24 hours although in some instances, it will be referred to the Credit Committee.

Loan Calculator

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance

Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.

Ready to Take the Next Step?

Sweet Home FCU is here to help you achieve your financial goals. A Personal Loan could be the solution you’re looking for.

Have Questions?

Call us at (716) 691-9187 to speak directly with a friendly Sweet Home FCU loan representative today.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.

Third Party Links Disclosure

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our web site.