The holidays are the sweetest time of year. The bills that roll in after? Not so much.
Our Holiday Loan Special is back to take the sting out of the season. Borrow $500 to $3,000 at just 5.99% APR* on a 12-month term — and here’s the best part: you won’t owe a payment until the new year.
When your first payment kicks in depends on when you borrow:
| If you borrow in… | Your first payment is due… |
|---|---|
| October or November 2026 | January 2027 |
| December 2026 | February 2027 |
| January 2027 | March 2027 |
So go ahead — cover the gifts, the travel, the big family dinner. Then enjoy the holidays knowing your first payment is months away.
One simple loan, one simple payment, zero holiday stress. That’s the Sweet Home way.
Ready? Apply before January 31, 2027 at SweetHomeFCU.org/loan-application, or give us a call at 716.691.9187. Not a member yet? No problem — you can apply for your loan and join the credit union at the same time.
*APR = Annual Percentage Rate. All rates quoted and listed are APR. Loan rates reflect the lowest rate available on approved credit as determined by the creditworthiness of each applicant. All Credit Union loan programs, rates, terms and conditions are subject to change without notice. All loans subject to approval.
